Transactionless Payments

Crispmind can reduce transaction costs and increase legacy network processing speeds transactions by a factor of 8x. Today, we are able to transfer Bitcoin as cheap as $0.06 and publish a transaction in native network mempool in 1/8 of a second time.

However, no matter how small the network fee gets, it is still does not support our superconductive digital environment claim – that’s where SoftNote comes in.

SoftNote is a transactionless payment system powered by the superconductive digital environment of the Tectum Blockchain 3.0, and uses crypto and digital currencies as a store of value. It is a blockchain node that is enabled to create digital banknotes, which are called “SoftNotes”.

How does it work? You simply import your bitcoin balance into Tectum Wallet or SoftNote, and push a button to create softnotes based on that balance. You can exchange those softnotes with other users, which can be exhanged back for the balance in Bitcoin.

Softnote is an alternative to cash money, providing a handover versus a traditional transfer. It offers the same level of anonymity that Bitcoin does, along with compete independence from native networks and detachment from crypto and banking systems.

Softnote is a high-speed environment for microtransactions designed from the bottom up to overcome legacy cryptocurrency limitations that provides a disruptive solution capable of rebooting the global market for microtransactions.


SoftNote solves the issues of transaction transparency & anonymity in a wrapped-Bitcoin environment, and provides a frictionless transport of value designed to replace physical money. Get the partner summary & learn how this innovative new technology facilitates the digital currency environment of the future.



Few enterprise level players have been able to successfully solve network cost and latency issue in a centralized manner by offering a Wrapped Bitcoin model, but by doing so they sacrificed the core advantages of Blockchain Networks: the transparency of transactions as well as anonymity.

SoftNote solves these issues, as a frictionless transport of value designed to replace physical money. Each SoftNote is minted by a SoftNote Node using Minting Smart Contract upon the request of an end user, and secured in a private Tectum blockchain powered by managed by Proof of Pai (PoP) consensus.

The SoftNote Cluster is connected to public blockchain Tectum through a Getaway Node. A SoftNote license provides users with the right to mint a SoftNote with a zero balance with a purpose to distribute it among an end user base.

A SoftNote can only be acquired from an authorized SoftNote Node which is a Tectum blockchain Node dedicated to minting SoftNotes and processing payments conducted via SoftNotes.


  • Absolute Anonymity: SoftNote is more anonymous than Bitcoin wallet because BTC transaction can’t be traced by public address. The payment is not registered in the native network ledger while the balance is handed over.
  • Zero-Commission Payment Procedure: Commissions are not paid to miners – and are applied only in case of retail or commercial payment processing to the account of receiving party.
  • Instant Payment Processing: Payment is deemed received as fast as the receiving party able to verify and unlock the SoftNote. The Superconductive Digital Environment eliminates feeds & delays and tends towards zero transaction costs and infinite terminal performance (transaction speed).
  • Network Independence & Isolation: Softnote features technological isolation from traditional banking and crypto systems. Payment Handover allows to fully protect participants from native networks’ performance issues, where payments can be handed over personally in device-to-device mode or sent through any network capable to transfer picture format files. A SoftNote user only needs a “proof of balance”, which can easily be conducted by verifying the SoftNote balance via native (BTC) Explorer.
  • Internet Independence: Paying party can use physical format, paper printed SoftNote bill and conduct payment without using electronic device or internet as long as a recipient in connected to Tectum network.
  • Cash Money Property: SoftNote can be handed over in a paper form and received by another party as long as they are connected to a Node or Internet.
  • Good Product Maturity: all low-level development is successfully completed.
  • Proprietary Software: in-house designed and built in an agile development process
  • Excellent Security: besides base pincode protection the SoftNote can be tied to the ID of the receiving party;
  • Robust & Maturity Technology Framework: built on our proprietary and copyrighted intellectual property.
  • Denominated Bills: SoftNote bills are denominated according to globally accepted standards: $1, $5, $10, $20 etc. SoftNote can be printed in paper format and transported without any geographical boundaries.
  • “Handover” instead of “Transfer”: A Store of Value balance is easily verified by checking network (BTC) Explorer, while the fact payment is invisible for a native network.
  • Microtransaction-Friendly: Zero-fee policy across all kinds of payment opens an unprecedented opportunity to conduct.
  • Reverses the “Transaction Fee” Paradigm: The conventional Crypto-transaction model works well but lacks retail adoption for 1 simple reason: the transaction fee is paid by a payer which goes in conflict with the base profitability principle. SoftNote payments reverses it back to classic by implementing a throughout zero-fee policy for every user except profit-makers – retailers will be charged a moderate fee under 1% applicable to all incoming transactions.