Fast, Safe and Easy Crypto Payments

A high-speed, transactionless payment system built for the future.

Pitch Deck

1746120 Bills

SoftNote Bills minted total

3229 Bills

SoftNote Bills filled with liquidity

$2186535

Total liquidity in SoftNote system

$824143378

Potential liquidity in SoftNote system

Go To SoftNote Dashboard

Transactionless Payments

SoftNote introduces a revolutionary transactionless crypto payment system, enabling instant, fee-free payments by replacing traditional transactions with ownership handovers.

Using Bitcoin, Ethereum, and USDT as a store of value, SoftNote acts as a cryptocurrency payment processor and eliminates network fees and delays, making crypto payments as seamless as cash. With Tectum’s advanced Bitcoin node and overlay network, it transforms BTC into a scalable global cash system, offering unparalleled speed and cost-efficiency for both spenders and merchants.

More about SoftNote elements

SoftNote

Explore the key elements of SoftNote and understand their importance.

SoftNote Denominationand Currency

Specifies the denomination and type of cryptocurrency utilized by the SoftNote.

Network and Protocol

Indicates the SoftNote's associated network and protocol.

Address

Alphanumeric strings representing a user's public key, essential for sending and receiving cryptocurrencies.

Serial Number

A unique identifier given to each SoftNote, ensuring it stands apart from others.

QR Code

Facilitates scanning, bill acceptance, and condition verification of the SoftNote.

State of Funds

Explore the key elements of SoftNote and understand their importance.

All Elements Denomination and Currency Network and Protocol Address Serial Number QR Code State of Funds

5 Steps to Unlock the Power of SoftNote

Bitcoin / Crypto wallet creation

The system creates empty Bitcoin (BTC) wallet using our Tectum BTC node in preparation for Softnote minting and filing.

Create Wallet

Minting SoftNote

A Minter (Mt) spends their TET to mint a SoftNote bills. Each individual bill is assigned an individual serial number and the BTC amount is transferred to a dedicated address. The SoftNote minting licenses are then applied to the Mt’s account.

Liquidity provision

A liquidity provider (LP) transfers BTC/Crypto to the BTC/Crypto wallets of the SoftNote bills they desire to fill. The LP licenses for these SoftNotes are assigned to the Tectum account.

Releasing for circulation

The Minter then distributes these SoftNotes. This could be done in various ways depending on the system in place — either through direct transactions, sales, exchanges, or through a network of distributors or agents. Their movement from one holder to another constitutes their active circulation, facilitating trade and exchange just like any currency.

Revenue generation

The end user spends the SoftNote. If used for retail purposes, the retailer is charged a capped fee of 1%. The Mt and LP license holders are each paid 20% of this fee.

Get Started

Key advantages Softnote

Absolute Anonymity

SoftNote offers greater anonymity than traditional blockchain transactions by ensuring payments are not recorded on public ledgers. Instead, balances are securely processed and handed over, leaving no traceable transaction history.

Retailer-Friendly Commissions

Commissions are only charged to retailers when SoftNotes are received in a point-of-sale context, and they’re approximately half the cost of traditional credit card fees.

Instant Payment Processing

Payments are received instantly once the SoftNote is verified and unlocked, with zero fees, no delays, and unmatched transaction speed.

Internet Independence

Payments can be made using a physical, paper-printed SoftNote bill, allowing the paying party to transact without an electronic device or internet, provided the recipient is connected to the Tectum network.

“Handover” instead of “Transfer”

A store of value balance can be easily verified via the network and blockchain explorers, but the handover process remains entirely off-chain, ensuring enhanced anonymity and untraceable transactions.

Microtransaction-Friendly

Zero-fee policy and instant finality makes microtransactions possible.

Network Independence

SoftNote operates independently of traditional banking and crypto systems. Payments can be handed over device-to-device or sent through any network capable of transferring picture files. Users only need a “proof of balance,” which can be easily verified via a blockchain explorer.

Cash Money Property

SoftNote can be handed over in a paper form and received by another party as long as they are connected the internet.

Excellent Security

SoftNote PIN codes provide cryptographic protection, ensuring the secure ownership of your SoftNotes.

Robust & Mature Technical Framework

Developed using proprietary, copyrighted intellectual property for unmatched reliability and innovation in crypto payment processing.

Denominated Bills

SoftNote bills are denominated according to globally accepted standards: $1, $5, $10, $20 etc. SoftNotes can be printed in paper format and transported without any geographical boundaries.

Reverses the “Transaction Fee” Paradigm

SoftNotes eliminates fees for senders, while retailers incur a modest fee of under 1% on all incoming transactions.

Use Cases for SoftNote Bills

Offline Transactions at Points of Sale

Use printed SoftNote bills to transfer cryptocurrency offline. This is perfect for in-person deals or transactions in locations without internet access.

Transfers Between Friends and Family

Send money to loved ones without any fees or delays associated with blockchain confirmations.

Charitable Donations

Make donations in cryptocurrency using SoftNote. The zero-fee, instant transfers ensure that every contribution is maximized for impact.

Gift SoftNote Bills

Give cryptocurrency as a gift through SoftNote bills, offering the recipient the freedom to spend or save the funds as they wish.

Secure Payments for Transactions

SoftNote is ideal for private transactions. Fee-free transfers with minimal risk make it a safe and transparent solution for secure deals.